Amber Homeloans (AHL)

Only available through intermediaries, AHL products  provide mortgages to all the lending market, including high adverse. AHL sell and manage property portfolios, as well as provide mortgages for lending panels.

Amber Homeloan mortgage categories are:

• Amber Prime
• Feather Adverse
• Light Adverse
• Medium Adverse
• Heavey Adverse
• Super Heavy Adverse
• Bespoke

To determine which category you fall into, factors that are reviewed include:

• If you have any CCJs (County Court Judgments) and how old they are
• If you have any previous payments defaulted
• If you have any previous mortgage payments missed

AHL primarily have Discount and Fixed rate mortgages:

• Early repayment charges and application fees are standard
• A cash back offer may apply
• A higher lending charge may also apply
• Some of AHL products are linked to a 3 month LIBOR which is the London Inter Bank Offered Rate

They also have specialist mortgages:

• Self-Certification for those who are self employed
• 100% LTV mortgage which will let you borrow the full value of the property you want to buy
• Buy to Let to buy a property for investment purposes.

To be eligible for this type of mortgage, you will either have to provide previous payslips or credited account for the last 2 years if you are self-employed.

Do you want to compare Amber Homeloan mortgage deals with those of other lenders? Simply complete one easy form and an independent adviser will call you back with a choice of best mortgage quotes from a wide variety of lenders. Click here to do this now