Only available through intermediaries, AHL products provide mortgages to all the lending market, including high adverse.
AHL sell and manage property portfolios, as well as provide mortgages for lending panels.
Amber Homeloan mortgage categories are:
Amber Prime
Feather Adverse
Light Adverse
Medium Adverse
Heavey Adverse
Super Heavy Adverse
Bespoke
To determine which category you fall into, factors that are reviewed include:
If you have any CCJs (County Court Judgments) and
how old they are
If you have any previous
payments defaulted
If you have any previous mortgage
payments missed
AHL primarily have Discount and Fixed rate mortgages:
Early repayment charges and application fees are standard
A cash back offer may apply
A higher lending charge may also apply
Some of AHL products are linked to a 3 month LIBOR which is the London Inter Bank Offered Rate
They also have specialist mortgages:
Self-Certification for those who are self employed
100% LTV mortgage which will let you borrow the
full value of the property you want to buy
Buy to Let to buy a property for investment
purposes.
To be eligible for this type of mortgage, you will either
have to provide previous payslips or credited account for the last 2
years if you are self-employed.
Do you want to compare Amber Homeloan mortgage
deals with those of other lenders? Simply complete one
easy form and an independent adviser will
call you back with a choice
of best mortgage quotes from a wide variety
of lenders. Click
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