UK Mortgage Lenders
First Trust Bank is part of the Allied Irish Bank Group. It is based in Northern Ireland. It offers mortgages that are flexible to meet your property plans, whether you're buying your first home, moving home, re-mortgaging, or buying a second property.
The main mortgage options from First Trust Bank are:
Discount Extra: the interest rate is set at the standard variable rate less a discount for the first 3 years. This will reduce your initial monthly payments. After this set period the rate will go back to the First Trust Bank standard variable rate.
FlexiTracker: this mortgage has a tiered variable interest rate depending on how much you borrow. The mortgage rate is set at a margin above the current Bank of England base rate for the term of the mortgage.
Discount Freedom: this mortgage is a variable interest rate designed to reduce your initial monthly mortgage payments, it is the standard variable rate less a discount for the first 2 years, after which the mortgage rate will go back to the standard variable rate.
Fixed rate: the mortgage rate is set fixed for a 3 year period, after which the interest goes back to the First Trust FlexiTracker mortgage rate.
Other mortgages offered by First Trust include:
Professional Package mortgage: designed particularly to help young professionals start their housing plans.
Site Purchase and Self Build: First Trust Bank has a range of mortgage products for site purchase and self-build projects. Each proposal is considered on its own merits, and once building work is in progress, you can draw your mortgage in stage payments.
The site purchase mortgage enables self builders to purchase the site on which a dwelling is to be built.
Homes in the Republic of Ireland Mortgage: a package offered particularly for First Trust customers who work in Northern Ireland but want to have their primary residence in the Republic of Ireland.
Do you want to compare First Trust Bank mortgage deals with those of other lenders? Simply complete one easy form and an independent adviser will call you back with a choice of best mortgage quotes from a wide variety of lenders. Click here to do this now
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