Old Best Buy Tables First Time Buyers Mortgages July 2010

Best Buy Mortgages- First Time Buyers (Discount Variable Rates)

This information shows the best rates for First Time buyers (using discounted variable rate UK mortgages) during the week ending 14 July 2010.

We are archiving them in the hopes they make a useful record for future researchers into the best buys for UK personal finance products for this period.

Read more about discounted variable rate mortgages ____See All Best Buy Tables

Learn more about being a First Time Buyer


Furness BS	3.29% Reverting to 5.44%	5.2%	Discounted Variable	3 years	80%	-	1st 2 yrs	Can I Really Get This Rate?

Marsden BS	3.39% Reverting to 5.95%	5.6%	Discounted Variable	31/07/2012	80%	Booking £199	To 31/07/2012	Can I Really Get This Rate?

Leek United BS	3.94% Reverting to 5.19%	5.0%	Discounted Variable	5 years	85%	Booking £100, Completion £395	1st 2 yrs	Can I Really Get This Rate?

Vernon BS	4.19% Reverting to 4.99%	4.8%	Discounted Variable	5 years	80%	Arrangement £395	-	Can I Really Get This Rate?

Loughborough BS	4.24% for term	4.3%	Discounted Variable	Term	80%	Completion £249	1st 3 yrs	Can I Really Get This Rate?

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Best Buy First time Buyers Mortgages to 22/4/07

Best Buy First time Buyers Mortgages to 29/4/07

Best Buy First time Buyers Mortgages to 6/5/07

Best Buy First time Buyers Mortgages to 13/5/07

Best Buy First time Buyers Mortgages to 20/5/07

Best Buy First time Buyers Mortgages to 27/5/07

Best Buy First time Buyers Mortgages to 3/6/07

Best Buy First time Buyers Mortgages to 7/6/07

Best Buy First time Buyers Mortgages to 1/7/07

Best Buy First time Buyers Mortgages to 8/7/07

Best Buy First time Buyers Mortgages to 15/7/07

Best Buy First time Buyers Mortgages to 22/7/07

Best Buy First time Buyers Mortgages to 29/7/07

Best Buy First time Buyers Mortgages to 5/8/07

Best Buy First time Buyers Mortgages to 12/8/07

Best Buy First time Buyers Mortgages to 19/8/07

Best Buy First time Buyers Mortgages to 26/8/07

Best Buy First time Buyers Mortgages to 2/9/07

Best Buy First time Buyers Mortgages to 9/9/07

Best Buy First time Buyers Mortgages to 16/9/07

Best Buy First time Buyers Mortgages to 23/9/07

Best Buy First time Buyers Mortgages to 30/9/07

Best Buy First time Buyers Mortgages to 7/10/07

Best Buy First time Buyers Mortgages to 14/10/07

Best Buy First time Buyers Mortgages to 21/10/07

Best Buy First time Buyers Mortgages to 28/10/07

Best Buy First time Buyers Mortgages to 4/11/07

Best Buy First time Buyers Mortgages to 11/11/07

Best Buy First time Buyers Mortgages to 23/11/07

Best Buy First time Buyers Mortgages to 30/11/07

Best Buy First time Buyers Mortgages to 18/12/07

Best Buy First time Buyers Mortgages to 6/1/08

Best Buy First time Buyers Mortgages to 13/1/08

Best Buy First time Buyers Mortgages to 8/2/08

Best Buy First time Buyers Mortgages to 15/2/08

Best Buy First time Buyers Mortgages to 22/2/08

First time Buyers Best Buy Mortgages Table to 29/2/08

First time Buyers Best Buy Mortgages Table to 7/3/08

First time Buyers Best Buy Mortgages Table to 14/3/08

First time Buyers Best Buy Mortgages Table to 28/3/08

First time Buyers Best Buy Mortgages Table to 4/4/08

First time Buyers Best Buy Mortgages Table to 11/4/08

First time Buyers Best Buy Mortgages Table to 18/4/08

First time Buyers Best Buy Mortgages Table to 25/4/08

First time Buyers Best Buy Mortgages Table to 2/5/08

First time Buyers Best Buy Mortgages Table to 9/5/08

First time Buyers Best Buy Mortgages Table to 16/5/08

First time Buyers Best Buy Mortgages Table to 23/5/08

First time Buyers Best Buy Mortgages Table to 30/5/08

First time Buyers Best Buy Mortgages Table to 15/6/08

First time Buyers Best Buy Mortgages Table to 20/6/08

First time Buyers Best Buy Mortgages Table to 27/6/08

First time Buyers Best Buy Mortgages Table to 4/7/08

First time Buyers Best Buy Mortgages Table to 11/7/08

First time Buyers Best Buy Mortgages Table to 18/7/08

First time Buyers Best Buy Mortgages Table to 25/7/08

First time Buyers Best Buy Mortgages Table to 1/8/08

First time Buyers Best Buy Mortgages Table to 8/8/08

First time Buyers Best Buy Mortgages Table to 15/8/08

First time Buyers Best Buy Mortgages Table to 29/8/08

First time Buyers Best Buy Mortgages Table to 5/9/08

First time Buyers Best Buy Mortgages Table to 12/9/08

First time Buyers Best Buy Mortgages Table to 19/9/08

First time Buyers Best Buy Mortgages Table to 26/9/08

First time Buyers Best Buy Mortgages Table to 3/10/08

First time Buyers Best Buy Mortgages Table to 10/10/08

First time Buyers Best Buy Mortgages Table to 17/10/08

First time Buyers Best Buy Mortgages Table to 24/10/08

First time Buyers Best Buy Mortgages Table to 31/10/08

First time Buyers Best Buy Mortgages Table to 11/11/08

First time Buyers Best Buy Mortgages Table to 14/11/08

First time Buyers Best Buy Mortgages Table to 21/11/08

First time Buyers Best Buy Mortgages Table to 28/11/08

Best Buy First time Buyers Mortgages Table to 9/1/09

Best Buy First time Buyers Mortgages Table to 16/1/09

Best Buy First time Buyers Mortgages Table to 23/1/09

Best Buy First time Buyers Mortgages Table to 30/1/09

First time Buyers Best Rate Mortgages Table to 6/2/09

First time Buyers Best Rate Mortgages Table to 13/2/09

First time Buyers Best Rate Mortgages Table to 6/3/09

First time Buyers Best Rate Mortgages Table to 13/3/09

Mortgages Best Buy Table First time Buyers to 20/3/09

Mortgages Best Buy Table First time Buyers to 27/3/09

Mortgages Best Buy Table First time Buyers to 3/4/09

Mortgages Best Buy Table First time Buyers to 17/4/09

Mortgages Best Buy Table First time Buyers to 24/4/09

Best Buy Table Mortgage First time Buyers to 8/5/09

First Time Buyers Best Buy Table Mortgage to 15/5/09

Table First Time Buyers Best Buy Mortgage to 21/5/09

Best Buy Deals First Time Buyers Mortgage to 29/5/09

Best Buy Table First Time Buyers Mortgage to 5/6/09

Best Buy Rates First Time Buyers Mortgage to 12/6/09

First Time Buyers Best Buy Table Mortgage to 3/7/09

UK First time Buyers Best Rate Mortgages Table to 10/7/09

Best Buy Table Mortgage First time Buyers to 17/7/09

Table First Time Buyers Best Buy Mortgage to 24/7/09

Mortgages First time Buyers Best Buy Table to 31/7/09

Best Buy Table Mortgage UK First time Buyers to 30/9/09

UK First time Buyers Best Rate Mortgages Table to 7/10/09

Mortgages First Time Buyers UK Best Buy Deals to 14/10/09

First Time Buyers UK Mortgages Best Buy Table to 21/10/09

Best Buy Table Mortgage UK First time Buyers to 28/10/09

UK First time Buyers Best Buy Mortgages Table to 4/11/09

Mortgages First Time Buyers UK Best Buy Table to 11/11/09

Best Buy Deals Mortgage UK First time Buyers to 18/11/09

Table First Time Buyers Best Buy Mortgage to 25/11/09

First Time Buyers UK Mortgages Best Buy Table to 2/12/09

Mortgages Best Buy Deals First Time Buyers to 9/12/09

Best Buy Deals Mortgage UK First time Buyers to 16/12/09

Mortgages First Time Buyers UK Best Buy Table to 22/12/09

First Time Buyers UK Mortgages Best Buy Table to 6/1/10

UK Mortgages Best Buy Deals First Time Buyers to 13/1/10

Best Buy Table Mortgage UK First time Buyers to 20/1/10

Mortgages First Time Buyers UK Best Buy Table to 26/1/10

UK First Time Buyers Mortgages Best Buy Deals to 3/2/10

UK Mortgages Best Buy Table First Time Buyers to 10/2/10

Best Buy Table Mortgage UK First time Buyers to 17/2/10

First Time Buyers UK Mortgages Best Buy Table to 24/2/10

Mortgages First Time Buyers Best Buy Table to 3/3/10

UK First Time Buyers Mortgages Best Buy Rates to 10/3/10

Best Buy Deals Mortgage First time Buyers to 17/3/10

Best Buy Table Mortgage UK First time Buyers to 23/3/10

UK Mortgages First Time Buyers Best Buy Table to 31/3/10

First Time Buyers UK Mortgages Best Buy Table to 7/4/10

UK Best Buy Deals Mortgage First time Buyers to 15/4/10

Mortgages First Time Buyers UK Best Buy Deals to 21/4/10

Mortgages UK Best Buy Deals First Time Buyers to 28/4/10

UK First Time Buyers Mortgages Best Buy Table to 5/5/10

Best Buy Deals Mortgage First time Buyers to 12/5/10

Best Buy Table Mortgage UK First time Buyers to 19/5/10

Mortgages First Time Buyers UK Best Buy Rates to 26/5/10

First Time Buyers UK Mortgages Best Buy Table to 2/6/10

UK Best Buy Deals Mortgage First time Buyers to 10/6/10

Mortgages UK Best Buy Deals First Time Buyers to 30/6/10

UK First Time Buyers Mortgages Best Buy Rates to 7/7/10

Loan to Value.

This is the percentage which shows the size of your mortgage vs the property's value.

For example, if your mortgage is £80,000 and the property's value is £100,000 the loan to value is 80%.

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Mortgage Lender

This shows the company who is offering the mortgage loan. It could be any financial institution that offers and/or arranges mortgages. They could be an insurance company, a building society, a bank, a friendly society, unit trust managers and even supermarkets.

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Rate

This shows the interest rate which will be applied to the mortgage loan.

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Period

This is the length of time the interest rate applies.

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Rate Reverts To

This is the variable interest rate this mortgage reverts to after the period

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Fee

The arrangement fee. This is what the lender charges for setting up the mortgage and is is usually payable on completion of the mortgage.

It usually costs between £100 to £300 - or can be "free".

Be careful here: This fee may be payable, even if your application doesn't succeed. And there may be other charges for example an additional Application or Administartion etc Fee. So check this beforehand.

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Incentive

This could be any type of incentive that the mortgage lenders are using as a "loss leader" / marketing ploy. A typical example would be a cashback.

ASU = , sickness & unemployment insurance.

B+C = Buildings & contents insurance.

U = Unemployment insurance.

FTB = First Time Buyers only.

MIP = Mortgage Indemnity premium.

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Redemption

When you take out a mortgage you have an agreement with the lender. This covers the amount you repay and is set for a particular period. The figure in the table shows the particular period.

For example you may have a mortgage for a three year fixed interest rate of 5%. If you want to get out of this deal before the three years is up you'd probably have to pay a redemption penalty.

This is a charge which supposedly compensates the mortgage lender for the time and expense of your leaving.

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