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The Bath
Building Society |
The Bath Building Society is a mutual organisation.
It operates mainly within the city of Bath and its
immediate area, though a network of agency offices
for the Society is being developed through the west
of England. They believe that the decision to lend
to you or not should be made by people and not by
computers.
They have the following types of mortgages:
- Buy to Let
- Residential Mortgages
- Commercial Loans
Buy to Let: the Bath BS has two
discount mortgage products. The discount rate is
off the Society's standard variable rate. Once the
discount period (2 or 3 years) is over your rate
will revert to the Society's standard variable rate.
An arrangement fee will apply
An early repayment fee applies during the discount
period
This type of mortgage is portable
Residential Mortgages: the Baths
BS offers two discount mortgages, a standard variable
rate mortgage and a flexible mortgage.
Discount: choose between a 2 or
3 year discount option. Your starting rate is set
at a discount off the Society's standard variable
rate for a set period (2 or 3 years). After the
discount period has finished your rate will revert
to the Society's standard variable rate.
An arrangement fee will apply
There is an early repayment charge for the discount
period
This type of mortgage is portable
Interest is calculated annually
Flexible: your rate will be set
at a discount off the Society's standard variable
rate. After the discount period is over your rate
will go back to the Society's standard variable
rate.
An arrangement fee will apply
There is an early repayment charge for the discount
period
With this type of mortgage you can make underpayments
or take payment holidays as long as you have previously
made overpayments
This type of mortgage is portable
Interest is calculated daily
Standard Variable Rate: for the
whole mortgage term, your rate will be set at the
Society's standard variable rate.
This type of mortgage is portable
Interest is calculated annually
Bath Investment and Building Society is authorised
and regulated by the Financial Services Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP
UP REPAYMENTS ON YOUR MORTGAGE. Think carefully
before securing other debts against your home. Ask
for a personalised illustration Unique version number
HP190707
Do you want to compare The Bath Building Society
mortgage deals with those of other lenders? Simply
complete one easy form and an independent
adviser will call you back with a choice
of best mortgage quotes from a wide
variety of lenders. Click
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