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Author: By Ed Parry

Your Simple Guide to UK Mortgages

How Much Will My Mortgage Actually Cost Me?

This mortgage calculator shows examples of your monthly repayments based on how much you want to borrow and the interest rate you enter.

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(Note how Daily is better for you)

Monthly payment

Total payments

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This mortgage calculator shows how much you can borrow. This is based on how much you earn and what multiples of your annual earnings the mortgage lender agrees to lend you. click here

(If you are buying as a couple the couple's calculator shows what you can borrow based on your joint earnings).

Calculate how much Stamp Duty you will be liable to pay depending on the price of the proerty you are selling.


This calculator will help you see how much you might have to pay every month depending on the current interest rate - for repayment mortgages.


This calculator will help you see how much you might have to pay every month depending on the current interest rate - for interest only mortgages.


This calculates the difference you will end up paying every year depending on whether your mortgage deal is set to charge interest on a daily basis (good) or annual basis (bad).

To read more on this subject please see the list below or your mortgage guide or your home buying guide

Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It's free, completely confidential and there's no obligation at all. Simply fill out the form below


Mortgage lenders will lend based on people's earnings mutiplied by a set number of years. The standard, traditional multiple is three and a half times your annual earnings. However some lenders might let you have four times your annual salary or even more, depending on how they judge your circumstances. Read more about this


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Now that you’ve read this are you interested in talking to a mortgage adviser? Fill out the quick form below and you’ll be contacted soon by an independent, regulated mortgage specialist for a free no obligation quote.

You can save between £6,000
and £15,000 on your Mortgage

Get a custom rate and see how much you will save
by filling out the quick form below.

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