How Much Will My Mortgage Actually Cost Me?

This mortgage calculator shows examples of your monthly repayments based on how much you want to borrow and the interest rate you enter.


(Enter any amount NO COMMAs Please)

Enter the number of years)

Enter any rate here in %):


(Note how Daily is better for you)

Monthly payment

Total payments

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How Much Can I borrow?

This mortgage calculator shows how much you can borrow.

This is based on how much you earn and what multiples of your annual earnings the mortgage lender agrees to lend you. click here


How much can a Couple Borrow Together

(If you are buying as a couple the couple’s calculator shows what you can borrow based on your joint earnings).


Stamp Duty Calculator

Calculate how much Stamp Duty you will be liable to pay depending on the price of the property you are selling.


Effect of changing interest rates on repayment mortgage payments

This calculator will help you see how much you might have to pay every month depending on the current interest rate – for repayment mortgages.


Effect of changing interest rates on interest-only mortgage payments

Difference Between Paying Interest Daily versus Paying It Yearly – Mortgage calculator

This calculates the difference you will end up paying every year depending on whether your mortgage deal is set to charge interest on a daily basis (good) or annual basis (bad).


To read more on this subject please see the list below or your mortgage guide or your home buying guide

Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It’s free, completely confidential and there’s no obligation at all. Simply fill out the form below.


Mortgage lenders will lend based on people’s earnings mutiplied by a set number of years. The standard, traditional multiple is three and a half times your annual earnings. However some lenders might let you have four times your annual salary or even more, depending on how they judge your circumstances. Read more about this

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Now that you've read this are you interested in talking to a mortgage adviser? Fill out the quick form below and you'll be contacted soon by an independent, regulated mortgage specialist for a free no obligation quote.

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and £15,000 on your Mortgage

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