Selling
a home is a big deal - and like all big deals, a certain amount
of legal paperwork is involved.
This
process is called conveyancing
and has been around since Victorian times. In August 2007, however,
a new (additional) set of paperwork was introduced - the HIP.
Home Information Packs (HIPs) are intended to provide
potential buyers with important information about a property before
they make an offer - rather than afterwards, as was the case in
the past.
Sellers are responsible for providing a valid HIP for their property
when it goes on the market. Costs vary but even if you take the
DIY option, a HIP will cost you several hundred pounds.
Overview of Conveyancing
The legal process required to buy or sell a home is called conveyancing.
It covers everything needed to sell a home - from confirmation of
funding and ownership through to managing the transfer of funds
from the buyer to the seller.
Most people use a solicitor or a specialist conveyancing agent to
carry out their conveyancing work.
Although it is possible to do your own conveyancing, there are a
number of potential risks and you do need to be able to understand
all the legal language used in the paperwork and searches - otherwise
you could end up with a nasty surprise further down the line.
It's for this reason that many mortgage lenders require a competent
person to perform or check conveyancing work. Unless you are really
sure of yourself and/or desperate to save a few quid, it's probably
best to use a solicitor or conveyancing agent when selling your
home.
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