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• The costs of running your new home eg home insurance costs and other home running costs • And don't forget about your other outgoings (eg your pension etc).
Tips on What You Can Afford The
experts say limit repayments to no more than 40 per
cent of what you earn. The
point is you may be able to get a mortgage which stretches your
budget to the limit but leaves you in trouble when you have to pay
the other costs involved
in buying your home
Related article Should I borrow five times my income? Related article Possible Solutions Help and Ideas for First time Buyers
Mortgage Calculator How much can I borrow Exactly? Mortgage Calculator How Much will my Mortgage Cost per Month Mortgage Calculator How Much Can a Couple Borrow Together
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Read On / Mortgage Guide How
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How to Find Your New Home / Property
What can you afford?
What do you want?... Where?
Price Differences
Don't overpay for being almost trendy"Value Added" homes
How to look for your home
Estate Agents
Using the Internet
Relocation agents
Buying at an auction
Self Build HomesGuide to researching your chosen area
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Read more of the Home Buyers GuideRead about How to get a Mortgage
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Please note, this information is NOT necessarily RELEVANT in Scotland
Quick Outline of the Home Buying process
What you're
up against
How to Find your
Property
About Conveyancing / The Legal Stuff
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