Process of Buying a Home

What is the Process of Buying a Home in the UK

• Process Stage 1: Finding a property

• Process Stage 2: Having your offer accepted

• Process Stage 3: Exchange

• Process Stage 4: Completion

If you are buying a property for the first-time knowing who does what and when, and when things need to be paid for, can be quite confusing. So here is the MortgageSorter at-a-glance flow chart guide to house-buying.

Stage 1: Finding a property

What happens	What you pay
Things kick off with you, the buyer, deciding where you want to live and how much you have to spend. It can be a good idea to speak to a mortgage broker who will be able to tell you how much you could probably borrow and how much it will cost you each month.	Zero
Then either register with some estate agents in your chosen area or search the property portals to find properties you want to view.	Zero
At the same time get some quotes for purchasing from a handful of conveyancers or solicitors.	Zero

Next stage Having your offer accepted

To check the Best Buy Tables for todays best value First Time Buyer's mortgages Click here

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Value of Property	£
		(eg 125000)

Borrow How Much?	£
		(eg 92500)

Your Mortgage Type

First time buyer?		Yes No
Have you found property?		Yes No
Country
Bad Credit History?		Yes No

Sorry ! The amount you want to borrow is less than £25,000. This is the minimum allowed for a mortgage. But don't worry! You could get the money via a personal loan. I want a free no obligation loan quote Click OK No thanks. I will change my borrow amount to more than £25,000 Click Cancel

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What is the Process of Buying a Home in the UK

Process / Outline / Flow Chart of Buying a Home

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