People constantly tell you to save. You should put money away for a rainy day. It’s hard to do but everyone says it’s best, and they are not wrong about it being a good idea. It may be better to pay off the mortgage sooner instead, though. That would be great for your credit for sure. This discusses which is really a better financial decision. You want good credit so it’s important to make decisions which help improve that.

Read more: Is paying off the mortgage a better bet than saving? – The Guardian