UK Mortgage Guide Site Map Information

(Did you want to see a list of all the different Types of mortgages? Click here)

Did you want to check today's Best Buy tables? Click here

This website is divided into the following major sections

Click on any of these to see the full list of sub-sections

Guide to Getting a Mortgage

Guide to Home Buying

Remortgaging Guide

Home Insurance Guide

Getting a Free Mortgage Quote

UK Mortgage calculators

To find what you are specifically looking for simply click on the letter you think it might start with

# A B C D E F G H I J K L M
N O P Q R S T U V W X Y Z

Guide to Getting a Mortgage

Mortgage Basics

What is a mortgage?

A basic summary of the rules

The choices you need to make

How much can you borrow?

How do you prove your income?

How long are mortgages usually for?

What will happen to interest rates?

How to get a Free Mortgage Quote

Mortgages for the Employed

Background

How to get a Free Mortgage Quote

Mortgages for the Self-Employed

Self Employed: Where do you stand?

How much can the self employed borrow?

How do the self employed prove their income?

Tax: Hoist with your own petard?

Which type of mortgage

Self Certification Mortgages

How to apply

How to get a Free Mortgage Quote

First time Buyers

Intro / What you're getting into

Be careful out there

Don't just grab the first mortgage you can

Problem: having enough money

100% Mortgages for First Time Buyers

Buying your first home

Buying as a couple

Already own separate homes?

Having problems as a First time Buyer? Read some Solutions
UK Government Help, HomeBuy and Key Workers Schemes

TIPS for First Time Buyers

Mortgages for people with a bad credit history

About Bad Credit Ratings
Here's the good news

Finding a lender for adverse credit cases

Adverse credit agencies

Causes for a bad credit rating

County Court Judgements / CCJs

How are you credit rated?

How to check your credit rating

How to get a Free Mortgage Quote

How to Choose your Mortgage

Deciding which type of mortgage you want

Comparing Mortgages

Good vs Bad Lenders

Mortgage buying tips

How to get a Free Mortgage Quote

Building Societies

Types Of Mortgage

Brief intro

The two major varieties:

Repayment mortgages

Interest only mortgages

Then the various:

Interest repayment arrangements

Finally, to cover all the different types there's a

Complete A-Z of mortgages

How to get a Free Mortgage Quote

Finding your Mortgage

Going direct

Going through a Mortgage Broker

Going through an IFA

Going through an Estate Agent

Going through other websites

The Mortgage Code
How to get a Free Mortgage Quote

Mortgage buying tips

Home Buyer's Guide

An outline of the process

How to Find Your New Home / Property

What can you afford?

What do you want?... Where?

Price Differences

Don't overpay for being almost trendy

"Value Added" homes

How to look for your home
Estate Agents
Using the Internet
Relocation agents
Buying at an auction
Self Build Homes

Guide to researching your chosen area

Making the offer

Making an offer

Negotiating

Sealed Bids

Protecting your offer

Gazumping

Sellers' Packs

Completing the deal

Intro/Be prepared for weeks of frustration

Get ready to hassle

How to get organised

What causes delays

Speeding up your mortgage application

But are you really in a hurry?

Exchanging Contracts and Completion

The Valuation and Survey

The Valuation

plus EITHER

The Basic Survey
OR
The Full Structural Survey
Also in this section:
If a problem is revealed

Conveyancing

The Legal side to Home buying

Basics of Conveyancing

About the Search

Licensed Conveyancers

Solicitors

DIY Conveyancing

Conveyancing costs

How to find your conveyancer

Get a Free Quote

Costs of Buying a Home

The Deposit

Conveyancing fees
Stamp Duty
The valuation and survey fees
Mortgage Lender's Application Fee

Mortgage Indemnity Insurance
Buildings and Contents Insurance
Mortgage Payment Protection Insurance

Furnishing, Re decorating etc.
Moving in / Removal
Running costs to bear in mind

Cost estimate summary

HOME BUYER TIPS

Remortgaging
What is remortgaging?

How much can you save?

Why isn't everyone doing it?

How easy is it to check out?

How do you choose the best deal?

Costs of Remortgaging

TOP TIPS

Apply Now

Insurance Guide

Household Insurance
(aka Buildings and Contents Insurance)

Mortgage Payment Protection Insurance

Life Insurance

Mortgage Protection Decreasing Term Assurance

Permanent Health Insurance

Critical Illness Insurance

Mortgage Indemnity Insurance