(Did you want to see a list of all the different Types of mortgages? Click here) Did you want to check today's Best Buy tables? Click here
What is a mortgage? A basic summary of the rules
The choices you need to make How much can you borrow? How do you prove your income? How long are mortgages usually for?
What will happen to interest rates?
How to get a Free Mortgage Quote
Background
Self Employed: Where do you stand? How much can the self employed borrow? How do the self employed prove their income? Tax: Hoist with your own petard? Which type of mortgage
Self Certification Mortgages How to apply
Intro / What you're getting into Be careful out there Don't just grab the first mortgage you can Problem: having enough money
100% Mortgages for First Time Buyers Buying your first home Buying as a couple Already own separate homes? Having problems as a First time Buyer? Read some Solutions
UK Government Help, HomeBuy and Key Workers Schemes
TIPS for First Time Buyers
About Bad Credit Ratings
County Court Judgements / CCJs
How are you credit rated? How to check your credit rating
Deciding which type of mortgage you want Comparing Mortgages
Good vs Bad Lenders Mortgage buying tips
Building Societies
Brief intro
The two major varieties: Repayment mortgages Interest only mortgages Then the various: Interest repayment arrangements
Finally, to cover all the different types there's a Complete A-Z of mortgages
Going direct Going through a Mortgage Broker Going through an IFA Going through an Estate Agent Going through other websites
The Mortgage Code
What can you afford? What do you want?... Where? Price Differences Don't overpay for being almost trendy
"Value Added" homes How to look for your home Estate Agents Using the Internet Relocation agents Buying at an auction Self Build Homes
Guide to researching your chosen area
Making an offer
Negotiating Sealed Bids Protecting your offer Gazumping Sellers' Packs
Intro/Be prepared for weeks of frustration Get ready to hassle How to get organised What causes delays Speeding up your mortgage application But are you really in a hurry? Exchanging Contracts and Completion
The Valuation plus EITHER The Basic Survey OR The Full Structural Survey Also in this section: If a problem is revealed
The Legal side to Home buying
Basics of Conveyancing About the Search Licensed Conveyancers Solicitors DIY Conveyancing
Conveyancing costs
How to find your conveyancer
Get a Free Quote
The Deposit Conveyancing fees Stamp Duty The valuation and survey fees Mortgage Lender's Application Fee Mortgage Indemnity Insurance Buildings and Contents Insurance Mortgage Payment Protection Insurance Furnishing, Re decorating etc. Moving in / Removal Running costs to bear in mind Cost estimate summary
What is remortgaging?
How much can you save? Why isn't everyone doing it? How easy is it to check out? How do you choose the best deal? Costs of Remortgaging
TOP TIPS
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Household Insurance (aka Buildings and Contents Insurance)
Mortgage Payment Protection Insurance Life Insurance Mortgage Protection Decreasing Term Assurance Permanent Health Insurance Critical Illness Insurance Mortgage Indemnity Insurance
About Insurance 'tie ins" / bundling
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