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Cashback deals

These deals vary but, as the name suggests, you get cash - in addition to the money you're going to be borrowing. You may use it to pay for moving costs and furniture etc.

Cashback deals are perhaps best seen as a sales technique to get you to take out a mortgage with a particular lender. It's very rarely a genuine gift and is probably used to tie you in to the mortgage lender - who will eventually more than make their money back.

If you need cash it may be an idea to shop around to get a loan. You can look for deals from your bank, credit card etc. (Best not try the local loan shark though).



To read more on this subject please see the list below or your mortgage guide or your home buying guide

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Value of Property £  
(eg 125000)
Borrow How Much? £
(eg 92500)
Your Mortgage Type
 

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The two major varieties:

Repayment mortgages

Interest only mortgages

Then mix in the various:

Interest repayment arrangements

Finally, to cover all the different types there's a

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