You can move to another lender at any time
to get a lower interest rate – you don’t have
to be buying a new home.
Remortgaging can be well worth it, saving you hundreds
or even thousands of pounds a year.
You may even be able to get a better rate from your existing
lender – avoiding the time and expense of remortgaging
– simply by threatening to leave.
But don’t accept any offer without finding out if
you can get a cheaper deal elsewhere.
And don’t do anything without checking if there
is an early
redemption penalty on your existing
loan, as this could more than cancel out any savings you
would make by moving.
Also, when you’re comparing deals, it’s essential
to take the set-up fee (also called an arrangement or
reservation fee) into account, along with the valuation
and solicitor’s costs.
If
you want to get your best remortgage
quote quickly and easily we offer a great new service.
We can put you in contact with a professional mortgage adviser.
It's free and completely confidential. Simply fill out the form
below
Remortgaging every few years is increasingly common in the UK. Remortgaging
allows you to change your mortgage without changing your home.
You may wish to remortgage to withdraw some of the equity from
your home – this is often called a second mortgage or loan.
Getting remortgaging and second mortgage quotes can be time
consuming but the whole process is faster if you ask an independent
mortgage broker to provide you with a quote to re finance your
home. They will provide quotes for UK mortgages that will suit
your circumstances – whether you want a remortgage or
a second mortgage or secured loan on your home.
On this site you will find all the information you need to understand
remortgaging in the UK mortgage market – all you need
to do now is fill in the form and do it! It is easy to put off
arranging a remortgage, but the money you can save by doing
it really makes it worth the effort. Remember, a quote to re-finance
your home carries no obligation, and will help you understand
how you might benefit from taking a second mortgage loan or
remortgaging your home.
