Most
people who took out an endowment
mortgage expected that at the end of their mortgage
term, they would be able to clear their
loan and have thousands of pounds left over.
Sadly, the majority are now facing the harsh reality that there
won't even be enough cash to pay off their debt.
This is because these stock market-linked investment policies,
which are used as the repayment vehicle for this kind of interest-only
mortgage, have not risen in value nearly as much as was hoped.
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