It’s likely that homeowners in the UK are feeling like they can’t catch a break. A winter word of things to come in February put homeowners on red alert, as the Bank of England suggested base rates would rise. Many attempted to lock in their fixed rates, only to find that lenders were anticipating the base hike and already boosting their rates. Some have raised their rates more than once.

In the end, policy-makers voted to keep the base rate where it was. So, fixed rate mortgage-holders should be okay until renewal. Nest egg savers, however, will have a harder row to hoe.

Read more: Homeowners face mortgage bill rises despite Bank of England holding interest rates at 0.5%