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Am I too old to get a mortgage?

You may still want to borrow

To become a property owner for the first time,
To make that final move up to your ideal home,
To improve the one you have, or
To help turn your children's dreams of property ownership into reality

The possibilities at 60-plus

So what are your options if you want a mortgage when you're over 60?

Until a few years ago, probably not many, as few mortgage lenders were willing to offer loans that extended beyond the traditional retirement age of 65, let alone accept the over-60s as new clients.

That meant if you wanted to take your first step on the property ladder, or to trade up to a more expensive home, your chances of borrowing to fund it were slim.

And if you wanted to unlock value from your home, an equity release plan was the only realistic option.

But things are changing the mortgage market has become so competitive that many lenders will now consider borrowers they would previously have turned away.

So read on to discover which option is best suited to your situation.

Will it be a traditional home loan, an equity release plan or some other arrangement, such as a guarantor mortgage or a personal loan?

To find out if you are still young enough for an ordinary mortgage, read Mortgages for the over-60s

 

 

To read more on this subject please see the list below or your mortgage guide or your home buying guide

Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It's free, completely confidential and there's no obligation at all. Simply fill out the form below

Value of Property £  
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Read On / Mortgages for the Elderly

Mortgages for the over-60s

Am I too old to get a mortgage?

What if I can't get a mortgage?

Mortgage choices for the over-60s

 

Read On / Mortgage Basics

What is a mortgage?

A basic summary of the rules

How much can you borrow?

How do you prove your income?

How long are mortgages usually for?

What will happen to interest rates?

 

Read On / Mortgage Guide

How to Choose your Mortgage

Types of Mortgage

Remortgages

Where to Find your Mortgage

Getting a Mortgage in Principle

Costs of a UK Mortgage

Your Mortgage TOP TIPS

Calculators

A to Z all UK Mortgage Types

 

Read On

Guide to Buying Home in the UK

Guide to UK Home and Mortgage Insurance

Life Insurance Guide

Glossary of UK Mortgage Terms

Mortgage News

 

 

Click here to see your Latest Best Buy Mortgages

 

 

 


 

 




 

Read more Mortgage Basics (list below)

See contents of Full Mortgages Guide

See contents of Home Buyers Guide

I've read enough for now and want to get a free Quick Mortgage Quote

 

 


Mortgage Basics

What is a mortgage?
A basic summary of the rules
How much can you borrow?
How do you prove your income?
How long are mortgages usually for?

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