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Home Insurance UK Guide
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Mortgage Protection
Decreasing Term Assurance

What is Mortgage Protection Decreasing Term Assurance / Insurance ?

This is another type of life insurance. It works by recognising that the main purpose of insuring your life is to pay off your mortgage.

Because what you owe decreases with time (ie as you pay your mortgage off) so does the amount of cover provided and so does the premium you have to pay every month. Hence the term "decreasing".

It's considered to be a cheaper form of cover than straightforward life insurance.

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Household Insurance
(aka Buildings and Contents Insurance)

Mortgage Payment Protection Insurance

Life Insurance

Mortgage Protection Decreasing Term Assurance

Permanent Health Insurance

Critical Illness Insurance

Mortgage Indemnity Insurance

About Insurance 'tie ins" / bundling

Insurance Tips

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Fixed Rate

Capped Rate

Discounted Rate

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Types of UK Mortgages

Repayment mortgages

Interest only mortgages

Interest repayment arrangements

Complete A-Z of mortgages

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Mortgage Basics

Choosing a Mortgage

Different Mortgage Types

Re Mortgages

How to Find your Mortgage

Mortgages in Principle

Costs of UK Mortgages

Mortgage TOP TIPS

Mortgage Calculators

A to Z all UK Mortgage Types

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Guide to Buying Home in the UK

Guide to UK Home and Mortgage Insurance

Life Insurance Guide

Glossary of UK Mortgage Terms

Mortgage News

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