"The Easy Way to Get Your Best UK Mortgage" |
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Mortgage Guide
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Types Of
Mortgage
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What's the future for interest-only
mortgages?
Almost
a third of new mortgages taken out by first-time buyers and
remortgagers are now interest-only
mortgages, and the vast majority are
not linked to a specified repayment vehicle.
Experts are increasingly concerned this could lead to a fresh
scandal on the scale of the endowment
mortgages debacle, with many people unable to repay the
capital element of their loan at the end of their mortgage
term.
As a result, they could be forced to sell up or face repossession
by their mortgage
lender.
There are hopes that the Financial Services Authority (FSA),
which regulates mortgages, will step in with new rules to
prevent this, but it could be years before anything happens.
In the meantime, it remains each individual borrower's responsibility
to ensure they understand the costs and risks of what
they're getting into.
For more about this, read The
true cost of an interest-only mortgage.
Read on about Interest Only mortgages
Should I choose repayment or interest-only?
How to change from an interest-only to a repayment mortgage.
The true cost of an interest-only mortgage
How to decide if you should get interest only
Are interest only the new endowment mortgages?
Best Buy Tables for Interest Only Mortgages UK
Frequently asked / common questions about interest-only mortgages
Read our complete guide to interest only mortgages
Read on
What went wrong with endowment mortgages?
What should I do with my endowment mortgage?
How to make up an endowment shortfall
Was I mis-sold my endowment mortgage?
How to complain about an endowment
Endowment mortgage claims: a legal loophole
Can I claim endowment compensation?
Am I too late for endowment compensation?
Help making a complaint about your endowment mortgage
Read On about
Fixed
Rate
Capped
Rate
Discounted
Rate
Read On
Interest
only mortgages
Interest
repayment arrangements
Read On / Mortgage Guide
Choosing
a Mortgage
Different Mortgage Types
Re
Mortgages
How to Find your Mortgage
Mortgages in Principle
Read On
Guide to Buying Home in the UK
Guide to UK Home and Mortgage Insurance
To read more on this subject please see the list below or your mortgage guide or your home buying guide
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Back to A to Z Mortgages UK List
Read more about Types of Mortgages
See contents of Full Mortgages Guide
See contents of Home Buyers Guide
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The
two major varieties:
Repayment
mortgages
Interest
only mortgages
Then
mix in the various:
Interest
repayment arrangements
Finally,
to cover all the different types there's a
Complete
A-Z of mortgages
Complete A-Z
All UK Mortgage types
100%
Mortgages
Base
Rate Trackers
Bridging
Loans
Bad
Credit Mortgages
Buy to Let
Calculators
for Mortgages
Cashback
Mortgages
Capped
Rate
Costs
of a Mortgage
Current
Account Mortgages
Discounted
Variable Rates
Equity
Release Mortgages
Endowment
Mortgages
Expatriate Mortgages
First
Time Buyer Mortgages
Fixed
Rate Mortgages
Flexible
Mortgages
Group
Mortgages UK
Interest
Only Mortgages
ISA
Mortgage
Key
Worker Mortgages
Mortgages
in Principle
Part
and Part Mortgages
Pension
Mortgages
Prime
Mortgages
Repayment
mortgages
Shared
Ownership Mortgages
Standard
Variable rate
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Mortgage
Basics
How
to Choose your Mortgage
Types of Mortgage
Where to Find Your Mortgage
Getting a Mortgage in Principle
