First National – UK Mortgage Lenders

The First National brand is part of GE Money, which was launched in the UK on 4th October 2005. First National is one of the UK’s leading finance organisations. It’s aim is to help its partners and intermediaries achieve a higher level of business performance.

£1.5 billion worth of loans are provided yearly to over half a million customers through a network of respected intermediaries. First National finance helps people buy houses, consolidate their debts, improve their homes and even buy holiday accommodation overseas in the US and Europe.

First National deal with intermediaries only, with whom individuals should consult before proceeding with a First National mortgage.

Intermediaries are organisations or individuals that specialise in arranging mortgages for their customers via a range of mortgage providers, but who do not provide mortgages themselves.

First National provides for what is known as the non-conforming mortgage market, also called the sub-prime or non status. These are for people who are first time buyers, self-employed or have experienced previous financial difficulties.

First National offer fixed and discount rate mortgages. Their mortgage categories are listed below:

First Time Buyer
Near Prime
Ultralight
Light
Light2Medium
Medium
High adverse