Should I Get A UK or Portuguese Mortgage?

Portugal does not have any restrictions on foreigners owning property, but you will find that not all Portuguese lenders will be willing to provide mortgages for foreign buyers. This may mean it is easier to arrange a mortgage through a UK lender. This gives you two main choices: Remortgage or secure a second loan against […]

Buying A Property In Portugal – 5 Easy Steps

Step 1 – The Offer Step 2 – Reservation Contract Step 3 – Preliminary Contract & Deposit Step 4 – Legal Checks & Portuguese Paperwork Step 5 – Completion   Portugal’s property buying process is a little different to the UK, which can make it confusing for British buyers. It’s actually quite straightforward however, and […]

Other Things To Consider Before Buying In Poland

Put It In Writing Foreign buyers sometimes receive a nasty shock when they take possession of a home bought in Poland – they find that its bathroom, kitchen and other fittings have all been removed. The reason for this is mostly that newly-built homes in Poland are generally sold as a shell – so people […]

Should I Get A UK or Polish Mortgage?

If you will be using a mortgage to buy your Polish property, you should decide very early on where that mortgage will be coming from. The reason for this is that Polish mortgages can take a little longer than expected to be approved – and if your funds are not available on the date stated […]

Buying A Property In Poland – 4 Easy Steps

Step 1 – Apply For A Permit Step 2 – Find A Property & Agree A Price Step 3 – Preliminary Contract Step 4 – Completion   Step 1 – Apply For A Permit Don’t worry – it’s just a formality! If you are a foreigner and are planning to by a second home in […]

Other Things To Consider Before Buying In Malta

Renting If you are planning to rent out your home in Malta as a holiday let, you will have to apply for a permit to do this. In most cases this is just a formality, but when looking for a property you should check with your solicitor what the current requirements are for rental permits […]

Should I Get A UK or Maltese Mortgage?

Maltese banks will happily give mortgages to foreign buyers, and you should have no problem getting a mortgage for your Maltese property if you choose. Depending on your circumstances, however, you may find it more advantageous to borrow the money required for your property in the UK – either by: Remortgaging your current home, if […]

Buying A Property In Malta – 3 Easy Steps

Step 1 – Reserve Your Property Step 2 – Get Permission To Purchase Step 3 – Completion Buying a property in Malta is a fairly simple process – although it can sometimes seem to move quite slowly by UK standards, sales are normally completed within three months of the initial agreement. Just as in most […]

Other Things To Check When Buying In Italy

Things To Check When Buying Property In Italy The Italian property buying process provides considerable protection to the buyer and problems are relatively rare. You are only likely to encounter any problems if you do not protect yourself by hiring your own Italian surveyor and solicitor to check the property thoroughly. That said, there are […]

Should I Get A UK or Italian Mortgage?

There are no restrictions on foreign ownership of property in Italy, nor is there any requirement to use an Italian mortgage to purchase your property. If you are planning to buy in Italy, you have two main choices: Take an Italian mortgage, normally in Euros (either through a UK lender or direct with an Italian […]