Factoring / Sales Ledger Finance Application

The form below should take a minute or so to complete. Our specialist partners will then contact you at the time requested Please remember this service is FREE and you are under no obligation to proceed with any of the deals quoted until you have entered a contract with our partners We are registered under […]

UK Interest Rates Forecasts and Predictions for Home and Property in the UK

UK Interest Rates Threaten Future of Small Businesses There has been no change with UK interest rates this week. The market has moved very little. The Bank of England has remained quiet. Could this be the lull before the storm? The Banks decision to keep interest rates in the UK at an all-time low for […]

Building Society Pros and Cons

The Pros and Cons of Mutual Building Societies – Over Banks and Other Mortgage Lenders Building Society Pros: · Owned by the members – members have a direct say in decision making. · More democratic. Every member has a vote · Works for the interests of the members, not of the shareholders and financiers. · […]

An Estimated 70% of People with a Mortgage are Paying too much.

Why is this? Well in recent years the mortgage market has become a lot more competitive. New lenders have arrived and shaken up the scene. The benefit for you is that many lenders now offer special deals to tempt new customers. But these attractive deals are almost always for new customers only. The existing borrowers […]

UK Mortgage regulations – an overview

On 31 October 2004 the Financial Services Authority (FSA), a governmental body, took over the regulation of most mortgage sales. This ended an era when anybody – even people with convictions for fraud – could trade as a mortgage adviser. (Note since the FSA closed it’s responsibilities re mortgage brokers have been taken over by the Financial […]

How Much Will My Mortgage Actually Cost Me?

This mortgage calculator shows examples of your monthly repayments based on how much you want to borrow and the interest rate you enter. LOAN AMOUNT (Enter any amount NO COMMAs Please) TERM: (Enter the number of years)         INTEREST RATE (Enter any rate here in %):             […]

Complaining about Equity Release

What if I’m Not Happy? Complaining about Equity Release Plans Hopefully, if you decide equity release is right for you, you will be happy with the plan you eventually choose, whether it’s a lifetime mortgage or a home reversion scheme. If you’re not, getting out of it could be very costly, as you will have to pay back […]

Equity Release – Questions to Ask

Don’t sign up for an equity release plan unless you’re certain it is the best deal you can possibly get. Read, and reread, all the paperwork, and make sure you understand everything. Things to check include The Costs If you’re considering a lifetime mortgage, what is the interest rate? Is it fixed or variable? Could you […]

Choosing an Equity Release Plan

Whether you’re considering a lifetime mortgage or a home reversion equity release plan, it’s vital to shop around for a good deal. You Need to • Get quotes from a wide range of equity release providers but for your protection, deal only with members of the trade body Ship (Safe Home Income Plans). • Compare all the terms […]

Finding Equity Release Providers

How to Find UK Equity Release Providers Whether you’re looking for a lifetime mortgage or a home reversion equity release plan, it’s essential to choose your provider and plan with great care. This is a once-in-a-lifetime decision and you want to get it right. Your Choice of Providers There are currently more than 20 equity release providers […]