Insurance and Non-Disclosure Issues

If you buy a protection or insurance product such as life insurance, critical illness or payment protection insurance alongside your mortgage, the person selling it to you will ask a number of questions about your health and lifestyle. ‘Non-disclosure’ occurs where an applicant does not tell an insurer a fact, which would have led to […]

Mortgage Insurance Tips

Home and Mortgage Insurance Buying Tips   Contents Shop Around Only buy cover you need Make sure it covers you Beware insurance ‘tie ins’ Beware Non Disclosure penalties   Shop around Provided there’s no tiein to the mortgage lender you can go directly to an insurance company or via an insurance broker for any of […]

UK Mortgages Glossary – Find it A

GLOSSARY # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A A to Z all UK Mortgage Types About Us Accountants Adding your Partner to your Mortgage Adverse Credit Mortgages Adverse Credit Remortgages Adverse Mortgage Lenders Advisers […]

Mortgages for the Employed

You’re in the best possible position compared to the other categories eg the self employed, those with bad credit histories and so on. Traditionally mortgage lenders wouldn’t even consider anyone who wasn’t in full time employment. What they wanted to see, and still do really, is a regular life-long guaranteed income. Now that the days […]

FAQs

Frequently Asked Questions about Mortgages How Do I Choose The Best Mortgage For Me? What Is a Mortgage? How Much Can You Borrow? What Are The Costs Of a Mortgage What Are The Costs Of Buying a New Home What is Remortgaging? What is Conveyancing? What is a Mortgage In Principle? How Do You Prove […]

Mortgages Best Buy Tables

Get the latest best mortgage rates and deals by checking our easy best buy tables Click on any mortgage type below to get the latest top 5 best buy mortgages in that category.   Fixed Rates (with no tie-ins) No risk of a rise in your payments. No catch View Table First Time Buyer Special […]

Financial Difficulties Problems Paying Mortgage – UK

What If I Get Into Financial Difficulties And Have Problems Paying My Mortgage It can be very tempting to borrow the maximum your mortgage lender will allow you. The monthly repayments won’t be cheap but, with interest rates at a historically modest level, they shouldn’t present too much of a burden.   Expect the Unexpected […]

Guide to How to Sell My Home

Find out everything you need to know to give you that crucial extra edge when selling your home. Click on any of the links below to get right into the information.   Ways  to Sell Your Home Should You Use an Estate Agent? Selling Through an Estate Agent Selling Your Home Privately   Preparing Your […]

Help Me Mortgagesorter !

Can’t Find Something? Checkout The A To Z Of Everything on this Website I’m Totally Confused About Mortgages I’m in Diffculties / Lost Job / Sick Glossary of UK Mortgage Terms I Want Something Else Ask a Question in Our Forum   Help Me Find My Best Mortgage How to Choose Your Mortgage What’s My […]

How to Handle Viewings

Preparing the Scene for Selling your Home On the day of viewings, make sure you have a final tidy up and ensure there are no unpleasant smells around. Try to air your home if possible, ensure that pet smells are minimised and avoid doing any cooking before your potential buyers arrive. Consider a mild air […]