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Home Buying Guide
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Furnishing, Re decorating etc.

Does it just need a new colour scheme or are you planning a major refurbishment?

Before proceeding consider the cost. DIY or professionals?

If the latter, try and get more than one quote beforehand and ensure they're clear on what you want doing. (Always get a receipt for work done).

See also the possible extra cost if you buy a Value Added Home.

Back to contents of Costs of Buying a Home

See full contents of the Home Buyers Guide

Read about How to get a Mortgage

I've read enough for now and want to get a free Quick Mortgage Quote

Moving in / Removals

DIY Van Hire -c £60 plus for the day or weekend.

But can you bear the stress of your friend's younger brother not turning up, as promised, after a late night out?

Removals firm -

Fully insured? Is there
any "excess"?
Any overtime?
It should be an
all inc. quote.

Back to contents of Costs of Buying a Home

See full contents of the Home Buyers Guide

Read about How to get a Mortgage

I've read enough for now and want to get a free Quick Mortgage Quote

Running costs to bear in mind

Cost estimate summary

The other costs involved in buying your home.

These show rough costs where possible. Shop around and the prices will vary greatly

  Mortgage Lender's Application Fee Avg £800 or "free"
     
  Conveyancing fees £400 plus
     
  Local Authority Search £100 to £200
     
  The Valuation Costs £100 to £250 plus
     
  Basic Survey Costs from £250 to £400
 

or

 
  Full Structural Survey from £450 min
     
  Mortgage Indemnity Insurance: expect to pay roughly £1,500 per £100,000 of purchase price
     
  Buildings and Contents Insurance £500 plus varies hugely dep on area
     
  Mortgage Payment Protection Insurance Expect to pay less than £2.50 for every £100 of monthly mortgage payments
     

Plus the following "Variables"

The Deposit

Stamp Duty

Land Registry Fees

Furnishing, Re decorating etc.

Moving in

Plus

Council tax

Any Service Charge/Ground rent

Gas and electricity bills

Water rates

See Full Guide to Costs of Buying a Home

and Costs / Fees of a UK Mortgage

To read more on this subject please see the list below or your mortgage guide or your home buying guide

Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It's free, completely confidential and there's no obligation at all. Simply fill out the form below

Value of Property £  
(eg 125000)
Borrow How Much? £
(eg 92500)
Your Mortgage Type
 

Back to contents of Costs of Buying a Home

See full contents of the Home Buyers Guide

Read about How to get a Mortgage

I've read enough for now and want to get a free Quick Mortgage Quote

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