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The
Deposit
Conveyancing
Costs
Stamp
Duty
The
Valuation and Survey Costs
Mortgage
Lender's Application Fee
Land Registry / Local Authority Search Fees
Insurance
Costs
Mortgage Indemnity Insurance
Buildings
and Contents Insurance
Mortgage
Payment Protection Insurance
Moving In Costs
Furnishing, Re decorating etc
Moving
in / Removal
Running
costs to bear in mind
Furnishing, Re decorating etc.Does it just need a new colour scheme or are you planning a major refurbishment? Before proceeding consider the cost. DIY or professionals? If the latter, try and get more than one quote beforehand and ensure they're clear on what you want doing. (Always get a receipt for work done). See also the possible extra cost if you buy a Value Added Home.
Click here to see your Latest Best Buy Mortgages Back to contents of Costs of Buying a Home See full contents of the Home Buyers Guide Read about How to get a Mortgage I've read enough for now and want to get a free Quick Mortgage Quote Moving in / Removals
Click here to see your Latest Best Buy Mortgages Back to contents of Costs of Buying a Home See full contents of the Home Buyers Guide Read about How to get a Mortgage I've read enough for now and want to get a free Quick Mortgage Quote
Running costs to bear in mind
Cost estimate summary
|
| Mortgage Lender's Application Fee | Avg £800 or "free" | |
| Conveyancing fees | £400 plus | |
| Local Authority Search | £100 to £200 | |
| The Valuation Costs | £100 to £250 plus | |
| Basic Survey Costs | from £250 to £400 | |
| or |
||
| Full Structural Survey | from £450 min | |
| Mortgage Indemnity Insurance: | expect to pay roughly £1,500 per £100,000 of purchase price | |
| Buildings and Contents Insurance | £500 plus varies hugely dep on area | |
| Mortgage Payment Protection Insurance | Expect to pay less than £2.50 for every £100 of monthly mortgage payments | |
Plus the following "Variables"
The
Deposit
Stamp
Duty
Land
Registry Fees
Furnishing,
Re decorating etc.
Moving in
Plus
Council tax
Any Service Charge/Ground
rent
Gas and electricity bills
Water rates
See Full Guide to Costs of Buying a Home
and Costs / Fees of a UK Mortgage
To read more on this subject please see the list below or your mortgage guide or your home buying guide
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Back to contents of Costs of Buying a Home
See full contents of the Home Buyers Guide
Read about How to get a Mortgage
I've read enough for now and want to get a free Quick Mortgage Quote
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