UK Mortgages Costs and Fees

It's not always easy to understand the fine print of a mortgage deal - after all, it is not every day that you negotiate a five or six-figure secured loan.

Unfortunately, the mortgage lenders do this every day, and they have a very advanced understanding of all the different ways they can squeeze a little more money from each borrower.

One of the most common problems is hidden mortgage fees.

Many of the fees you may potentially be charged will never be mentioned to you, and even if they are, you will be hard-pressed to remember them or understand when they might apply.

We've scoured the terms and conditions of all the major lenders to come up with this guide to mortgage charges and fees, and the names they go by.

If you are thinking of remortgaging or getting a new mortgage, then you need to read on. We guarantee there will be something you didn't know about.

Getting Started

Most people expect some fees at the beginning of a mortgage, and they aren't usually disappointed. But mortgage fees and their descriptions vary widely between lenders, and there are sometimes a few charges you don't expect.

Bear in mind that not all lenders charge all of these fees, but many do. Here is our list of the fees you might have to pay before you even move in:

Open Costs

To read more on this subject please see the list below or your mortgage guide or your home buying guide

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Value of Property	£
		(eg 125000)

Borrow How Much?	£
		(eg 92500)

Your Mortgage Type

First time buyer?		Yes No
Have you found property?		Yes No
Country

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Read On about How to Find your Mortgage

Going direct

Going through a Mortgage Broker

Going through an IFA

Going through an Estate Agent

Going through other websites

The Mortgage Code

Read On / Mortgage Guide

How to Get a Mortgage in the UK

Types of Mortgages

Remortgages

How to Find A Mortgage

About Mortgages in Principle

Costings of a UK Mortgage

Mortgages TIPS

Calculators for UK Mortgages

A - Z all UK Mortgage Types

Read On

Guide to Buying Home in the UK

Guide to UK Home and Mortgage Insurance

Life Insurance Guide

Glossary of UK Mortgage Terms

Mortgage News

Full Mortgages UK Guide

The step by step guide on how to get a mortgage with special tips

I'm employed - shortcut

I'm self-employed - shortcut

I'm buying my first mortgage - shortcut

I've got a bad credit history - shortcut

Mortgage Basics

How to Choose your Mortgage

Types of Mortgage

Where to Find Your Mortgage

Getting a Mortgage in Principle

Cost of a UK Mortgage

Your Mortgage TOP TIPS

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Value of Property

£
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Borrow How Much?

£
(eg 125000)

Your Mortgage Type

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