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Self
Employed: Where do you stand?
How
much can the self employed borrow?
How do
the self employed prove their income?
Tax:
Hoist with your own petard?
Which
type of mortgage
How
to apply
See contents of Full Mortgages Guide
See contents of Home Buyers Guide
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Mortgage
Basics
How
to Choose your Mortgage
Types of Mortgage
Where to Find Your Mortgage
Getting a Mortgage in Principle
Many people think that self-employed people in the UK do not have the same choice of mortgages as employed people. In practice, there is a wide choice of UK mortgages for the self-employed, and there should be no reason not to get the mortgage you need as a self-employed worker.
Self-employed mortgages can be called self-certified – this means you do not have to prove your income to be allowed the mortgage. In the UK, self-employed mortgages are becoming increasingly popular as they allow self-employed people the same choice of mortgages as employed people.
In the UK, it is often best to get the advice of an independent broker if you are self-employed and looking for a mortgage. This will enable you to save time and ensure you get the best possible mortgage for your self-employed status. Although the choice is wide, high street mortgage lenders are not always as interested in lending to self-employed people as specialist lenders are. If you are self-employed, do not worry about getting a mortgage in the UK - simply take the advice of an independent broker who will be able to find the best self-employed mortgage for you.
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