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Author: By Ed Parry
Mortgagesorter >> Your Situation
What mortgage you need depends on your personal circumstances. In this section we show you your best choices depending on whether you’re Employed, Self Employed, are a First Time Buyer, Have Bad Credit are an Older Person or are Having Financial Difficulties / Problems Paying Your Existing Mortgage
Many people think that self-employed people in the UK do not have the same choice of mortgages as employed people. In practice, there is a wide choice of UK mortgages for the self-employed, and there should be no reason not to get the mortgage you need as a self-employed worker.
Self-employed mortgages can be called self-certified – this means you do not have to prove your income to be allowed the mortgage. In the UK, self-employed mortgages are becoming increasingly popular as they allow self-employed people the same choice of mortgages as employed people.
In the UK, it is often best to get the advice of an independent mortgage adviser / broker if you are self-employed and looking for a mortgage. This will make it more likely that you’ll get the best possible mortgage for your needs.
If you do go it alone, note that UK high street mortgage lenders are not always as interested in lending to self-employed people as specialist lenders are.
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