0800 009 6788

What are you chances of getting a UK mortgage deal?

Enter your details in the quick form below and find out your chances of getting a home loan in today mortgage market.

Get a custom rate and see how much you could save

Step 1 of 2

Value of Property
Borrow How Much
Mortgage Type:
Any Bad Credit?
Yes No

Author: By Ed Parry

Mortgagesorter >> Types Of Mortgage

Types of UK Mortgage

When buying a home in the UK you will need to select which of the various types of mortgage you want to use – and there’s a lot of them to choose from.

Howver almost every mortgage belongs to one of the following two categories. (It’s the many variations on these two which make things seem more complicated than they have to be).

Your mortgage will either be a:

Repayment mortgage

OR an

Interest-only mortgage


Your next step is to decide which of these types you want.

Start by quickly learning about the basics of “Repayment” and “Interest” mortgages (Click on either link)

Deciding which of these two main types you feel comfortable with will help you get to the next stage: drawing up a shortlist of the “variations” of either main types that you will consider.

(Later on you can find the current best deal for the type of mortgage you want. You’ll see how to do this in the section Where to Find Your Mortgage)


Read On:

Repayment Mortgages

A to Z All UK Mortgage Types

Now that you’ve read this are you interested in talking to a mortgage adviser? Fill out the quick form below and you’ll be contacted soon by an independent, regulated mortgage specialist for a free no obligation quote.

You can save between £6,000
and £15,000 on your Mortgage

Get a custom rate and see how much you will save
by filling out the quick form below.

Value of Property
Borrow How Much
Type of Mortgage:
Bad Credit History?
Yes No