Mansfield Building Society is keen to provide a modern and personal approach to mortgages based on a solid foundation of traditional values. Located in the heart of Robin Hood country, it is a mutual building society dedicating its efforts for the benefit of its members not shareholders. It delivers innovative products for both savers and borrowers at competitive interest rates, and it is committed to providing competitive mortgages for the benefit of its members.
It has these types of mortgage for properties located in England or Wales:
Fixed
Discount
Buy to Let
Fixed rate: these mortgages are set at an agreed rate for a specific period. The Mansfield offers fixed mortgages for 2 or 3 year periods. The mortgage then converts to the society's standard variable rate for the remaining mortgage term.
Interest is calculated daily
You can make early repayments up to a maximum of 10% of the loan per year during the fixed rate period. Additional payment will be charged
Discount: these mortgages are set at a variable rate for an agreed period. Discount mortgages are can be from 2 to 5 years. The mortgage then goes back to the society's standard variable rate for the rest of the mortgage term.
Interest is calculated daily
There is no early repayment charge for the two year mortgage
A higher lending charge is not applicable
Buy to Let: this mortgage is set at a variable rate for two years. It then goes back to the society's standard variable rate for the remaining mortgage term.
Interest is calculated daily
You can make early repayments but only up to a maximum of 10% of the loan per year during the variable rate period. Additional payment will be charged.
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