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Home Buyer's Guide
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Completing
Your Property Deal
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Exchanging
Contracts and Completion
When
all the conveyancing
(legal side) has been dealt with, your solicitor (or Licenced
Conveyancer) will send you various documents to sign.
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This is what you've been waiting for. You're finally doing the deal - which is called Exchanging Contracts, and agreeing a Completion Date, which is when the property becomes yours.
You'll most probably have to pay a deposit (usually 10% of the house's value) through your solicitor. If you pull out after this point you will lose the deposit.
You must ensure that the buildings insurance and any other insurance is in place for the completion date ie that you are properly covered.
Completion
This is when the property becomes yours.
On the agreed Completion Date the two sides' solicitors swop the keys and the deposit.
You can now move in.
Congratulations. The game is over. You've won.
To read more on this subject please see the list below or your mortgage guide or your home buying guide
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How
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Speeding
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Exchanging
Contracts and Completion
Your Home Buyer's Guide Full Contents
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Please note, this information is NOT necessarily RELEVANT in Scotland
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