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Finding your Mortgage

The Mortgage Code

Until the Financial Services Authority took over regulation of mortgage brokers the only thing to really guarantee any consumer confidence was a voluntary, informal system of regulation by firms involved with mortgages called the Mortgage Code.

It involves a pledge to protect the UK mortgage buyer by explaining all the relevant issues etc.

It was run by the Mortgage Code Compliance Board, which could fine and/or expel brokers who broke its standards.

Over 40,000 UK mortgage brokers signed up to the Mortgage Code but there was criticism that it could be too easily abused by the unscrupulous.

Since January 2003 anyone selling mortgages needs to have taken an exam and be "CEMAP qualified".

For further details, or if you're suspicious about anyone, contact the regulator, the Financial Services Authority Tel 0845 606 1234.

To read more on this subject please see the list below or your mortgage guide or your home buying guide

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Value of Property £ (eg 125000) Borrow How Much? £ (eg 92500) Your Mortgage Type    - please select - Re-Mortgage Purchase Buy to Let Overseas   First time buyer? Yes No Have you found property? Yes No Country   - please select - Andorra Australia Bahamas Barbados Belgium Belize Bulgaria BVI Cayman Islands Cyprus Canada Dutch Antilles France Greece Ireland Italy Jamaica Malta Mexico New Zealand Poland Portugal Spain St. Lucia Switzerland Trinidad & Tobago Turks & Caicos USA Other.. Sorry ! The amount you want to borrow is less than £25,000. This is the minimum allowed for a mortgage. But don't worry ! You could get the money via a personal loan. I want a free no obligation loan quote Click OK No thanks. I will change my borrow amount to more than £25,000 Click Cancel

Read On about How to Find your Mortgage

Going direct

Going through a Mortgage Broker

Going through an IFA

Going through an Estate Agent

Going through other websites

The Mortgage Code

Read On / Mortgage Guide

How to Get a Mortgage in the UK

Types of Mortgages

Remortgages

How to Find A Mortgage

About Mortgages in Principle

Costings of a UK Mortgage

Mortgages TIPS

Calculators for UK Mortgages

A - Z all UK Mortgage Types

Read On

Guide to Buying Home in the UK

Guide to UK Home and Mortgage Insurance

Life Insurance Guide

Glossary of UK Mortgage Terms

Mortgage News

Finding your Mortgage

Going direct

Going through a Mortgage adviser

Going through an IFA

Going through a Mortgage Broker

Going through an Estate Agent

Going through other websites

The Mortgage Code

Your Mortgage TOP TIPS

How to get a Mortgage

The step by step guide on how to get a mortgage with special tips

I'm employed - shortcut

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I'm buying my first mortgage - shortcut

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Mortgage Basics

How to Choose your Mortgage

Types of Mortgage

Where to Find Your Mortgage

Getting a Mortgage in Principle

Cost of a UK Mortgage

Your Mortgage TOP TIPS