Traditionally
it's been more difficult for the self employed to get mortgages.
Mortgage
lenders preferred to see the regular income guaranteed by employment. However
this has changed in recent years.
While
there are mortgage lenders who specialise in the self employed, most lenders
will now be much more likely to deal with the self employed
If
you've been involved in a particular industry for years this will be an
advantage.
Lenders
are interested in seeing how employable you are. To give an extreme
example; a plumber is probably in a better position than a successful film director
because s/he can show regular, weekly work. However, the film director's few months
of work here and there may look patchier.
Mortgage
lenders don't always appreciate the ins and outs of different types of business.
But some will so shop around.
If
you're new to your area of business this may prove a problem till you
can demonstrate regular income.
If
you're on a "short term contract" it will help if you can show
you have a regular contract with the same "employer" ie which has been
renewed. The longer it's lasted the better. Others may want to see a pattern of
renewals over a one or even a two-year period.
Read
enough? Just want a quote? To get
your best mortgage quote quickly and easily we can
put you in contact with a recommended mortgage adviser. It's free,
completely confidential and there's no obligation at all. Simply
fill out the form below
'Fill
out the form Below and we will INSTANTLY send
you a FREE REPORT to potentially save £1000
off the cost of YOUR annual mortgage payment!'
TIME
LIMITED OFFER
Are you looking
for a new mortgage? Well you can spend time reading
this website and work it all out for yourself.
But to behonest
the quickest and best thing you can do is to get
a quote from an independent, regulated mortgage
adviser (NOT someone who is connected to a bank
or building society).
We can put you
in contact with a recommended
professional right now. Simply complete the quick
enquiry form.
Free
Report
In fact we are
so convinced that this is the best thing
for you that we will give you a special
report "The 7 Most Important Things you need to know TODAY before you choose your mortgage".
Your report is short, direct and cuts right to the chase.
So you won't have to waste time and effort reading any
waffle.
IMPORTANT NOTE:
The report will only be made available free of charge
for a strictly limited time. After that, we are
considering selling it as a package for £97.00.
So, if you do not request it now, there is no
guarantee it will be available tomorrow… or even
the end of today… for free.
Finally, please
don't worry. We're human too and hate spam.
So your personal info will only be used to get you your
best mortgage quote.
Your quote will be free. And there is no
obligation to proceed with anything at
all.
"Thank
you... the form was very quick. After many long
phone calls to various lenders - where I'd go
over the same details again and again - I was
amazed at how easy you made it. You've saved
me £1000's...."Peter
B, Leeds