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Types Of Mortgage Contents


What are Repayment Mortgages


(aka Capital and Interest Mortgages)

This is the old fashioned, traditional type of mortgage and remains the only way the property is actually guaranteed to be yours at the end of the mortgage term - provided you have repaid the loan.

Your mortgage debt is divided into capital repayments (ie repayment of the money you borrowed) and interest payments (ie repayment of the interest you're being charged for the loan).

As you pay off your mortgage every month you're paying off a bit of capital and a bit of interest until the full debt is repaid.

You usually pay off mostly interest in the early years and then gradually more of the capital debt. It may seem as if this is costing more but that's because unlike the other types of mortgages you're paying off the capital and not just the interest.

 

Related topics Should I choose repayment or interest-only?


To read more on this subject please see the list below or your mortgage guide or your home buying guide

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Repayment Mortgage Intro

More Details on Repayment Mortgages

Repayment Mortgages: What Are The Pros & Cons?

Why Choose A Repayment Mortgage?

How Easy Is It To Get A Repayment Mortgage?

Where Can I Get A Repayment Mortgage?

Repayment Mortgages: Frequently Asked Questions

 

Read On

Types of UK Mortgages

Repayment mortgages

Interest only mortgages

Interest repayment arrangements

Complete A-Z of mortgages

 

Read On / Mortgage Guide

Mortgage Basics

Choosing a Mortgage

Different Mortgage Types

Re Mortgages

How to Find your Mortgage

Mortgages in Principle

Costs of UK Mortgages

Mortgage TOP TIPS

Mortgage Calculators

A to Z all UK Mortgage Types

 

Read On

Guide to Buying Home in the UK

Guide to UK Home and Mortgage Insurance

Life Insurance Guide

Glossary of UK Mortgage Terms

Mortgage News

 


 

 

 

 

 


 

 

 


 

 




 

 

Read more about Types of Mortgages

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Types Of Mortgage

Brief intro

The two major varieties:

Repayment mortgages

Interest only mortgages

Then mix in the various:

Interest repayment arrangements

Finally, to cover all the different types there's a

Complete A-Z of mortgages



Complete A-Z

All UK Mortgage types


100% Mortgages

Base Rate Trackers

Bridging Loans 

Bad Credit Mortgages

Buy to Let

Calculators for Mortgages

Cashback Mortgages

Capped Rate

Costs of a Mortgage

Current Account Mortgages

Discounted Variable Rates

Divorce and Mortgages

Elderly - Mortgages for the

Equity Release Mortgages

Endowment Mortgages

Expatriate Mortgages

Fees-Free Mortgages

First Time Buyer Mortgages

Fixed Rate Mortgages

Fix and Track Mortgages

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Guaranteed Mortgages

Group Mortgages UK

Interest Only Mortgages

Investment Mortgages

ISA Mortgages - UK

Islamic / Muslim Mortgages

Key Worker Mortgages

Lifetime Rate Mortgages

Mortgages in Principle

Muslim Mortgages

Offset Mortgages

Part and Part Mortgages

Pension Mortgages

Poor Credit Mortgages

Prime Mortgages

Repayment mortgages

Remortgages

Renovation Mortgages

Rent Mortgages

Self Certification Mortgages

Self Employed Mortgages

Shared Ownership Mortgages

Standard Variable rate

Sub Prime Mortgages

Tracker Mortgages

Variable Rate


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