Home Buying Insider Secrets – Ten Tips

First Get a “Mortgage in Principle” Before you start looking for a place, first get a mortgage in principle. If you have one you’ll know what you can afford. Once you’ve made an offer you can apply for the actual mortgage – which should then come through quicker. This will help to minimise delays in […]

Buy a Second Property – But Keep Your First Home

If you are buying a second property- and keeping your original home – you have two main options regarding your mortgage: (Please note; if you want to know about buying for the second time, after a gap / break … or Getting a second mortgage, which are both a little different to this, click on those […]

Costs of Buying a Home in the UK

Here’s the breakdown of the various costs involved when buying a home. Click on each heading for further details Your Costs Summary   Home Buying Costs The Deposit Conveyancing Costs Stamp Duty The Valuation And Survey Costs Mortgage Lender’s Application Fee Land Registry / Local Authority Search Fees   Insurance Costs Mortgage Indemnity Insurance Buildings […]

About Conveyancing / The Legal Stuff

The Legal side to Home Buying and Selling Conveyancing is the legal process required to buy or sell a home. It covers everything needed to sell a home – from confirmation of funding and ownership through to managing the transfer of funds from the buyer to the seller. Most people use a solicitor or a […]

Valuations and Surveys

What this section does and How it helps you: A crucial part of buying a property is the valuation. This has a big impact on how much you can borrow. Tied in with this is the property survey. Checkout these quick guides Please click on any of the links below to see further details. Contents […]

Completing Your Property Deal

What this section does and How it helps you: OK just because your offer on a property has been accepted this does NOT mean you’re home and dry. This stage can really separate the sheep from the goats. Be a property winner. Learn the simple secrets of how to avoid falling at the final hurdle. […]

How to Make the Offer

Making the Offer / Negotiating the Price What this section does and How it helps you: Learn the basics of the business end of buying a property… from how to make an offer on a property…. to how to swim with the sharks and get a much better deal. Please click on any of the […]

How to Find Your Property

How to Find Your New Home / Property What this section does and how it helps you: How to find your new home…. price differentials, how to choose the right area and protect yourself from a property recession… ways of buying property in the UK and more. Please click on any of the links below […]

What You’re Up Against

Problems To Deal With When You Are Trying To Buy Your New Home Most home buyers encounter the following typical obstacles: If you locate your dream home the chances are that others will also be interested in it. You might think that these guys are your only opposition in the race to buy. But watch […]

Permanent Health Insurance

What is Permanent Health Insurance? This is an insurance policy that will pay you a percentage of your income, often until retirement, should you become unable to work due to ill health – usually regardless of the causes. If this happens to you it will threaten your home unless you are fully covered. Forget state […]