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Home Buying Guide
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Guide to Conveyancing
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Basics of Conveyancing

Conveyancing is the legal work involved in buying and selling a house. It would normally be done either by a solicitor or a licenced conveyancer.

As a buyer you need to have one or the other for the sellers/vendors Estate Agent to contact immediately your offer is accepted. So get one lined up before you get to this stage.

Conveyancing involves sorting out things like;

Checking with the Land Registry that the seller is the real owner and actually allowed to sell you the property;

Carrying out a "local authority search" to see whether there is anything you should be aware of - like the motorway they'll be "rolling out" at bottom of the garden;

Checking the lease from where they'll get information about any service charges or special conditions you have to comply with.

Checking that there are no land disputes affecting the property.

Conveyancing has changed little since Victorian times, involving the slow shuffling of legal papers and often taking several weeks - during which time you could lose your house through gazumping etc.

Owing to the heartbreak this causes, the Government planned to slash the paperwork, and simplify the whole conveyancing procedure by launching the National Land Information Service.

This has taken the process online. "It is planned to streamline all information about land and propertyby centralising all the various sources of information currently held at disparate locations into one location" ie a website coming near you. Though it is only currently available to professional firms it should be available to the public at some stage - though it's already been a long wait...


To read more on this subject please see the list below or your mortgage guide or your home buying guide

Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It's free, completely confidential and there's no obligation at all. Simply fill out the form below

Value of Property £  
(eg 125000)
Borrow How Much? £
(eg 92500)
Your Mortgage Type
 

Read on About Conveyancing - General Guide



Read On / How to Buy Your Home

Completion of the Property Deal

Valuations and Surveys

Latest Best Buy Mortgage Rates

Read On / Mortgage Guide

Read On / Related Topics

Important note about your credit rating

Many websites don't make it clear that filling in their mortgage enquiry form means you might be credit checked.

This can put you at risk.

UK Mortgage lenders may assume an enquiry you have aleady made to another lender means you were turned down - and not that you are in fact carefully shopping around and rejecting the bad deals.

The best way around this significant problem is to ask an independent mortgage adviser to make anonymous enquiries for you.

Without risking your credit score an adviser can find you the best available mortgage deal. They will also know how likely you are to be accepted by the lender if you decide to make a formal application.

If you would like a recommended adviser to check out the best deals for you, anonymously, simply fill in the quick form below.

" Hmm..." You might think; "Won't I be hounded by a salesman hungry for my business? "

This is the most common question we hear from our users.

The answer is no you won't.

Firstly your enquiry is only passed to ONE person on a carefully vetted list of independent advisers.

Secondly, these mortgage advisers are professionals. Even when the market is slow they are busy people. There many people who need to move homes, or get a remortgage and are looking for advice all the time. Regardless of the state of the property market, life goes on.

So the advisers don't have time to hassle people. It just doesn't work like that. No one is gong to be forced into taking out a mortgage unless they really need one.

The advisers are very used to talking with people, perhaps like yourself, who are only "dipping their toes" into the water.

Many people just want an initial quick chat and if they feel comfortable will ask the advisor to contact them again later - often in several weeks or months. As a professional, the adviser will simply diarise this and call back at the appropriate time. There is no obligation at all.

(In the unlikely event that you ever feel at all "hassled" by someone on our list please let us know immediately. We have never heard of this. But if it happened we would definitely want to know).



"Thank you... the form was very quick. After many long phone calls to various lenders - where I'd go over the same details again and again - I was amazed at how easy you made it. You've saved me £1000's.... "
Peter B, Leeds



Value of Property £
 (eg 159000)
Borrow How Much? £
 (eg 125000)
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Back to contents of Guide to Conveyancing

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Read about How to get a Mortgage

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We tell you everything you need to win the race for that dream home... how to get your seller's Estate Agent onto your side... how to get properties for a 30% plus discount.. how avoid being gazumped at the last minute and more.

Click on your chosen subject below to access this invaluable FREE information.

Please note, this information is NOT necessarily RELEVANT in Scotland

  How to Complete the Deal

About the Valuation and Survey

 

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