This
is a much more detailed study of the property than the
basic
survey.
It
should pick up any serious problems with the building
and even if it doesn't, if any emerge after you've bought the house,
you should have more than enough to build a detailed case against
the surveyor. This means you'd be covered to repair
them - probably by the surveyor's insurance.
A
good reason to have this type of survey would be if you're buying
an older property eg Victorian or Edwardian era or
a distinctive home. Eg an old cottage would want more of
a detailed check than a modern flat.
A
full structural survey can cost four or five times as much as a
basic survey eg £800 upwards - though shop around as costs
will vary.
Asking
the mortgage lenders' valuers to quote for doing the extra
Basic or Full Structural Survey could be cheaper than arranging
it independently.
You
will end up with a detailed report which you may even find amusing
and interesting to read as it might go into the history of your
future home. In any event, despite their serious style, they often
make for amusing reading.
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