"The Easy Way to Get Your Best UK Mortgage" |
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Mortgage
Guide
Click for Full Contents
How
to Choose your Mortgage
Click for Full Contents
How to Compare Good vs bad mortgage lenders
The less scrupulous mortgage lenders are those who try to sucker you in with a very low interest rate but are using it to trick you into paying their higher insurance premiums.
And they'll trying to force you to stay with them by charging nasty penalties if you leave - say after they've decided to raise your interest rate to unreasonable levels because they feel like pleasing their shareholders.
The best type of mortgage lenders are those who charge a reasonable interest rate and don't try to tie you in. Why not? Because they understand customer inertia and know that most of us stay with our mortgage lenders or bank anyway.
They know that most of us will buy their insurance policies because we can't be bothered to save "only" a hundred pounds a year by shopping around. That's if they're actually bothered about making a profit.
Unlike the PLCs, Building Societies do not have the huge pressure of making profits to pass on to their shareholders... They like to make a profit. But they don't have the same pressure that the likes of Enron used to think was a good thing. Ask yourself whose side your lender will be on. Their borrowers - ie you - or their shareholders? To read more about Building Socities click here
Read On
Deciding which type of mortgage you want
How
Long Should it Last?
Comparing
Mortgages
Should I go for a fixed rate mortgage or a discount rate?
Should I fix my mortgage for 25 years?
Good
vs Bad Lenders
Mortgage buying
tips
Read On / Mortgage Guide
How
to Get a Mortgage in the UK
Types of Mortgages
Remortgages
How to Find A Mortgage
Read On
Guide to Buying Home in the UK
Guide to UK Home and Mortgage Insurance
To read more on this subject please see the list below or your mortgage guide or your home buying guide
Read enough? Just want a quote? To get your best mortgage quote quickly and easily we can put you in contact with a recommended mortgage adviser. It's free, completely confidential and there's no obligation at all. Simply fill out the form below
Read more on How to Choose your Mortgage
See contents of Full Mortgages Guide
See contents of Home Buyers Guide
I've read enough for now and want to get a free Quick Mortgage Quote
Deciding
which type of mortgage you want
Comparing
Mortgages
Good
vs Bad Lenders
Mortgage buying
tips
How to get a Mortgage
Here we give you a step by step guide on how to get a mortgage with special tips
I'm
employed - shortcut
I'm
self-employed -
shortcut
I'm
buying my first mortgage -
shortcut
I've
got a bad credit history -
shortcut
Mortgage
Basics
How
to Choose your Mortgage
Types of Mortgage
Where to Find Your Mortgage
Getting a Mortgage in Principle
Compare
Good Bad Lenders
