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•
Introduction
• Buying A Property
In Poland – 4 Easy Steps
• Should I Get
A UK or Polish Mortgage?
• Getting
A Mortgage In Poland
• Other Things
To Consider Before Buying In Poland
• Glossary of Key
Polish Terms
Introduction
Until
2004, foreigners were not allowed to purchase property in Poland.
Housing was extremely cheap and often in poor condition, and
the mortgage market was limited.
In 2004, Poland joined the EU and everything changed. Foreigners
from other EU countries can now own property in Poland with
very few restrictions, the mortgage market is booming and a
considerable amount of new housing is being built.
One of the side effects of Poland's new accessibility is that
people from Western Europe have started to realise just how
much Poland has to offer - from its scenery to its culture,
Poland is rich in variety, history and colour.
Buying a second property in Poland is becoming increasingly
popular and is also getting easier, as Polish estate agents
and lawyers become more experienced in dealing with foreign
buyers.
Like most European countries, Poland has a system of notaries - government employed lawyers who deal with the legalities of property sales.
Your
notary will also represent the seller and the whole sale process
has an emphasis on face-to-face negotiations that UK buyers
might find surprising (and refreshing!).
Here's an overview of buying a home in Poland. Remember - although
it is not customary among Poles, foreigners buying in Poland
are well-advised to use an English-speaking Polish solicitor
to help represent them in their dealings with the Notary.
Polish is an impenetrable language if you don't speak it, and
all official documents will be written in Polish. At the very
least you will need a translator if you don't speak Polish.
• Buying A Property
In Poland – 4 Easy Steps
• Should I Get
A UK or Polish Mortgage?
• Getting
A Mortgage In Poland
• Other Things
To Consider Before Buying In Poland
• Glossary of Key
Polish Terms
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