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How Much Can I Borrow?

Please fill in the following details so we can calculate the mortgage loan value you should be able to borrow:

Annual Income of Applicant
Enter any amount in '000s
You are entitled to borrow up to £

NB: this calculation assumes industry standard of three and a half times annual income will apply. Individual lenders may vary.

How you might be able to borrow more than this

Here's the secret: Some lenders use more sophisticated credit rating methods, where they examine your income and your outgoings. The idea is that every borrower has unique circumstances. Someone with teenage children and high outgoings can't afford to borrow as much as a singleton earning the same salary.

Sometimes people are lent five times income
.

To find out exactly how much you can borrow the best thing you can do is to checkout your situation with an independent mortgage adviser.

We can put you in contact with a recommended professional here. It's free, completely confidential and there's no obligation at all. Simply enter your details with our easy enquiry form below. It takes less than 2 minutes to complete and could save you many thousands.

Please rest asssured that your information is only sent to one adviser. We are registered under the Data Protection Act and do not sell it or otherwise use it. Read our privacy policy

Value of Property £
(eg 125000)
Borrow How Much? £
(eg 92500)
Your Mortgage Type
 


   

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Informed Home Owners save between £6000 and £15000 on their Mortgage
Get a custom rate and see how much you could save by filling out this quick form below.

It's a FREE, no-obligation service.
Value of Property
£
 (eg 159000)
Borrow How Much?
£
 (eg 125000)
Your Mortgage Type
  

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