This
section may seem very obvious. So skip it if you're clear on what
you want and where you want to live. Otherwise read on. (We get
very good feedback on it).
The clearer you are on exactly
what you want the quicker you'll find it. If you're
just dipping your toe in the water and seeing what takes your fancy
the problem will be you'll be inundated with thousands of properties.
After
a few weeks you'll start getting a feeling of deja vu. "Didn't
I look at that fisherman's shed in the Outer Hebrides last month?
Errr..."
If
you've got the time, great. But if you want to move fast narrow
your options down so you can cut a swathe through the numerous
possibilities on offer.
If
you're not sure about what you want and where you want to
live, try this:
First consider what can you
afford? Think of your ideal property, and then lower your
sights down to what you'd be prepared to put up with.
Get
a Mortgage in principle.
This will give you a clear idea on how big a mortgage you
can borrow.
Then think about What location?
Where
do you want to buy? What part of the country or city? How close
to a particular school, job / commuting access etc.
Bear
in mind the differences in price of being just
in or just out of a fashionable area. And remember
that once run down areas can become very expensive - after the
students, artists and sundry bohemians made them trendy while
they were cheap. (But beware the dangers of " ddresses"
ie buying near a trendy area on the basis that you're actually
in the trendy area when, no, actually, you're not. Read more)
If
a new transport link - or other facility - is going to be built
nearby then a property could soar in value
What
size do you need? How many rooms / bathrooms? Want a garden?
and so on.
By Getting a Mortgage in Principle
you will have an idea of what size you can afford in your chosen
location.
If you don't have a clear idea on what you're looking for and can't
narrow down your options it could make your search longer and impractical.
Checking the area
The
internet has made available a wealth of information on all the different
factors affecting each area of the UK.
A lot
of this is marketing information that previously was only available
to commercial companies planning their sales campaigns etc.
However
now you can get a picture of the area you're thinking about living
in. For example, details on schools, health, crime, social conditions,
services, facilities and much more.
If
you want to us to read a quick guide to the various ways you can
do this click here.
Read
enough? Just want a quote? To get
your best mortgage quote quickly and easily we can
put you in contact with a recommended mortgage adviser. It's free,
completely confidential and there's no obligation at all. Simply
fill out the form below
Special Message
for Mortgage Seekers
'Fill
out the form Below and we will INSTANTLY send
you a FREE REPORT to potentially save £1000
off the cost of YOUR annual mortgage payment!'
TIME
LIMITED OFFER
Are you looking
for a new mortgage? Well you can spend time reading
this website and work it all out for yourself.
But to behonest
the quickest and best thing you can do is to get
a quote from an independent, regulated mortgage
adviser (NOT someone who is connected to a bank
or building society).
We can put you
in contact with a recommended
professional right now. Simply complete the quick
enquiry form.
Free
Report
In fact we are
so convinced that this is the best thing
for you that we will give you a special
report "The 7 Most Important Things you need to know TODAY before you choose your mortgage".
Your report is short, direct and cuts right to the chase.
So you won't have to waste time and effort reading any
waffle.
IMPORTANT NOTE:
The report will only be made available free of charge
for a strictly limited time. After that, we are
considering selling it as a package for £97.00.
So, if you do not request it now, there is no
guarantee it will be available tomorrow… or even
the end of today… for free.
Finally, please
don't worry. We're human too and hate spam.
So your personal info will only be used to get you your
best mortgage quote.
Your quote will be free. And there is no
obligation to proceed with anything at
all.
"Thank
you... the form was very quick. After many long
phone calls to various lenders - where I'd go
over the same details again and again - I was
amazed at how easy you made it. You've saved
me £1000's...."Peter
B, Leeds
Save
time money and effort with all the latest tips and trade secrets.
We
tell you everything you need to win the race for that dream home...
how to get your seller's Estate Agent onto your side... how to get
properties for a 30% plus discount.. how avoid being gazumped at
the last minute and more.
Click
on your chosen subject below to access this invaluable FREE information.
Please
note, this information is NOT necessarily RELEVANT in Scotland