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Mortgage Guide
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Mortgage Basics
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What is a Credit Search
Lenders search your credit file at the credit reference agencies whenever you apply for credit.
They
want to confirm that you are who you say and you live at the
address you gave. And they want to see how you handled credit
in the past.
This happens whatever type of credit you want - mortgages, credit
cards, store cards, charge cards, HP or hire purchase, overdrafts
and personal loans.
Each time a lender searches your file, the fact is shown on
your file. The search leaves a footprint. The footprint stays
on your record for one year.
Be careful about making numerous credit applications before
you are sure you want to go ahead. Lenders might suspect you
have money problems if they see numerous searches within a few
months.
Bad
credit concerns? Simply ask a bad credit mortgage
expert.
It's free and completely confidential.
Simply fill out the form below
Read On
What are Credit Reports and Credit Files
What is Credit Scoring and Credit Rating
Here's the good newsFinding a lender for Your Bad Credit Mortgage
Adverse credit agencies
Causes for a bad credit rating
County Court Judgements / CCJs
How
are you credit rated?
How to check
your credit rating
Remortgaging with a Bad Credit Record
Want
to Talk to a Specialist Bad Credit Mortgage Adviser?
Read On / Mortgage Guide
How
to Choose your Mortgage
Types of Mortgage
Remortgages
Where to Find Your Mortgage
Getting a Mortgage in Principle
Read On
Guide to UK Mortgage Insurance
Read on about
Mortgages
for people with a bad credit history
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Mortgages for people with a bad credit history
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Mortgage
Basics
How to
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Types of Mortgage
Where to Find Your Mortgage
Getting a Mortgage in Principle
Browse over 200 Free Mortgage TipsYour Complete Guide to UK Mortgages Find Out How to Win the Race to Buy Your Home - Home Buyers Guide Learn How to Save ££s by Remortgaging Read the Insider Info on Home Insurance Site Help |
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