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Mortgage Guide
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Mortgages for people with a bad credit history
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Causes for a bad credit rating

You may fit into one of the following categories:

• You have been mislabeled, for whatever reason, as having a bad credit history.
  
  
• You have had a distant past history of bad credit - but may feel you can show you are a reformed character.
  
  
• You have a recent history of bad credit.
  
  
• A surprising but possible cause for a bad credit rating is that you have an unconventional source of income. This means normal credit scoring techniques make you look like a bad bet.
  
  So if you're a multi millionaire songwriter, living off the royalties of a mega hit, don't be surprised if you get a bad credit rating. The cyclops credit reference agencies can only see that you haven't got a 9 to 5 job so must be a bad credit bet.

Bad credit concerns? Simply ask a bad credit mortgage expert.
It's free and completely confidential. Simply fill out the form below

Value of Property £   (eg 125000) Borrow How Much? £ (eg 92500) Your Mortgage Type    - please select - Re-Mortgage Buy to Let Purchase Overseas   First time buyer? Yes No Have you found property? Yes No Country   - please select - Andorra Australia Bahamas Barbados Belgium Belize Bulgaria BVI Cayman Islands Cyprus Canada Dutch Antilles France Greece Ireland Italy Jamaica Malta Mexico New Zealand Poland Portugal Spain St. Lucia Switzerland Trinidad & Tobago Turks & Caicos USA Other.. Bad Credit History? Yes No Sorry ! The amount you want to borrow is less than £25,000. This is the minimum allowed for a mortgage. But don't worry! You could get the money via a personal loan. I want a free no obligation loan quote Click OK No thanks. I will change my borrow amount to more than £25,000 Click Cancel

Read On

About Bad Credit Ratings

What are Credit Reports and Credit Files

What is Credit Scoring and Credit Rating

What is a Credit Search

Here's the good news

Finding a lender for Your Bad Credit Mortgage

Adverse credit agencies

Causes for a bad credit rating

County Court Judgements / CCJs

How are you credit rated?

How to check your credit rating

Remortgaging with a Bad Credit Record

Want to Talk to a Specialist Bad Credit Mortgage Adviser?

Read On / Mortgage Guide

How to Choose your Mortgage

Types of Mortgage

Remortgages

Where to Find Your Mortgage

Getting a Mortgage in Principle

Costs of a UK Mortgage

Your Mortgage TOP TIPS

Calculators

A to Z all UK Mortgage Types

Read On

Guide to UK HomeBuying

Guide to UK Mortgage Insurance

Life Insurance UK

Glossary of Mortgage UK Terms

Mortgage UK News

Mortgages for people with a bad credit history

Back to General UK Mortgage Guides

How to get a Mortgage

Here we give you a step by step guide on how to get a mortgage with special tips

I'm employed - shortcut

I'm self-employed - shortcut

I'm buying my first mortgage - shortcut

I've got a bad credit history - shortcut

Mortgage Basics

How to Choose your Mortgage

Types of Mortgage

Where to Find Your Mortgage

Getting a Mortgage in Principle

Cost of a UK Mortgage

Your Mortgage TOP TIPS

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