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Here's an enlightening article in the Guardian about how you are assessed / credit scored. Skip This
Secret tips that let you beat the credit guard
If you've got a good job and no debts but have been turned down for a loan with no reason given then you need to read this. Patrick Collinson pulls away the veil over how banks assess you
Patrick Collinson, Guardian, Saturday July 29, 2000
Click here to read more
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